Why do I need insurance coverage for my Mobilehome?
Most people do not have enough money readily available to pay for major repairs or replacement of their belongings. Mobilehome insurance coverage will help the insured take care of problems caused by unexpected hazards for a much smaller monthly charge. For a complete list of coverage view your policy or Click here to view our coverage page.
What is mobile / manufactured home insurance?
Mobile home insurance is an insurance policy that protects your home, adjacent structures and personal property against unforeseen damage, loss and theft. "Adjacent structures" are any structures owned by the insured that exist on the land where the mobile home is located and are not attached to the mobile home. They can include a detached garage, shed, barn, etc. See your policy for a complete description.
Whether you define your home as a mobile or manufactured home, the term is appropriate and applicable in the same way when speaking of insurance. It only makes a difference to the US government, who identifies a manufactured home as one built after June 15, 1976.
What does a mobile home insurance policy cover?
A mobile home insurance policy covers the mobile home, adjacent structures and the contents of the home and structures against any loss except those excluded in your policy (see policy details for exclusions). More information is available on our coverage page.
Your mobile home insurance policy includes coverage for fire, vandalism, landslide, falling objects, explosion, off right-of-way collison, attempted or actual burglary or robbery, water damage from bursting pipes, damage from ink, paint, dye shoe and nail polish, damage from wild or stray animals, collapse from the weight of ice or snow, wind * and hail *. Your personal property is covered under your mobilehome insurance plan and includes all belongings in your home, adjacent structures and property, whether at the mobile home location or a separate location. However, a lower replacement cost is applied to items not in your home or on your property (see policy for a detailed explanation). More information is available on our coverage page.
* Mobilehome Insurance coverage may not be available in all areas.
Accident coverage is also available on your mobilehome insurance policy. Unintentional accidents that take place on your property or in your home that cause bodily injury to someone not living in your mobile home or damage to their property can result in a law suit. Your mobilehome insurance policy will cover medical expenses, attorney’s fees and court costs for a covered accident (see policy details for a covered accidents).
MHInsurancePro.com is your one-stop shop!
When using our systems, you will receive an initial mobilehome insurance quote for American Modern Insurance Group coverage. We also provide quotes from American Modern Insurance Group. We are constantly monitoring the market to ensure that we represent the best manufactured home insurance companies in the market. WE WILL ONLY REPRESENT COMPANIES THAT HAVE PROVEN THEIR STABILITY AND THAT CARRY AN A RATING from A.M. Best.
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