Mobile Home Insurance News

The homeowner told firefighters the garage, its contents and an RV parked next to the garage were not covered by insurance. All are a total loss.

An Ellisville family was lucky to escape injury when a Tuesday morning fire destroyed their mobile home. All five members of the Cassidy Westmoreland family survived a 1 a.m. blaze that gutted their home on Ellisville Junction Rd.

But, many of their possessions were lost and they have no insurance.

Under an expansion of the Home Affordable Modification Program, investors can seek mortgage loan modifications for rental properties, regardless of whether the home is occupied by a tenant or it is vacant but the owner plans to rent it. Previously, only owner-occupants were eligible for loan modifications under the government's plan, but officials said they decided to take this step because foreclosed rental properties were having a particularly detrimental effect on low- and moderate-income renters.

A.M. Best Co. has affirmed the financial strength rating (FSR) of ‘A+’ (Superior) and issuer credit ratings (ICR) of “aa-” of Ohio-based American Modern Home Insurance Company (AMHIC) and its subsidiaries. The outlook for the ratings is stable.

Pauline encourages all of her tenants to get mobile home insurance and to insure their contents.

Patheal says, "if there's a spark, they go real fast. You don't have much of a chance to save it at all."

Because you never know when a little spark could leave you without a home.

Mobile and manufactured home insurance is becoming increasingly popular. According to the census bureau, there are over 7 million people in the United State living in trailers or manufactured homes, and homeowners insurance companies are responding accordingly. As policies adjust to accommodate this change in the housing market, you should be aware of what your mobile or manufactured home insurance does and does not cover.

Creative Pandas, a swiss company, introduces Belongings, an easy-to-use home inventory software that uses barcode technology & mobile devices together to create a simple & secure way for their subscribers to protect themselves from financial loss resulting from an insurance claim. This state-of-the-art design pioneers a practical & essential solution to the often overlooked and potentially stressful ordeal of trying to recover from natural disaster or theft.

They had no insurance and ran out of the burning residence with nothing other than what they were sleeping in.

Does it cost more to insure a manufactured home than a stick built ... If it’s a prefab home, assembled on location, that is treated just like a stick built home for rating purposes.

But if it’s a trailer home, or a mobile home, well, although the initial value might be as high as a stick built home, the premiums are about the same.

The mobile home was fully engulfed in flames by the time firefighters arrived, Lutes said.

“The family lost everything in the fire and does not have insurance,” Lutes said. “We contacted the American Red Cross, who put them up for the night because they had no place to go.

Someone trying to sell you water line insurance? OK, but you should know that it is not something the City of Mt. Carmel requires you to have.

Commissioner Norm Brunson told Monday's regular City Council meeting he has received calls from property owners concerned they would have to buy insurance on their water lines.

First American Title Insurance Company announced the availability of Quick Start HARP, a title, signing and settlement program that features proprietary technology designed to process refinance closings under the redefined Home Affordable Refinance Program, more commonly known as HARP 2.0.

Three general policy areas are focused on: limiting increases in new supplies of unsold homes, removing obstacles that prevent credit-worthy borrowers from getting mortgages and reducing the number of homeowners pushed into foreclosure.

IF you’re planning to buy a home for the first time later this year, your chances of qualifying for a mortgage might be better if you’ve had a history of paying the rent on time.

Considering buying a manufactured or mobile home? Before you take the plunge, there are a few things you should know and some research you should do. Here is a list of some important things to consider before you start to shop.

Allstate Insurance is canceling more than 45,000 homeowners insurance policies statewide because the customers don't also have auto policies with the company.

The insurer informed the North Carolina Department of Insurance last year that it planned to decline renewal of 34,000 homeowners policies, 10,500 landlord package policies and 4,900 mobile home policies.

"We had it under control in about 30 minutes," Farley said. "But the trailer was gutted. Any time there is a fire in a mobile home, it is ruined." The family was renting the home and had no insurance.

The children were treated for minor injuries. Garza said she and her husband owned the home but had no insurance.

No one was home at the time of the fire. The occupant did not have insurance on the home. Higinbotham said homes on either side of the fire were damaged from exposure to heat.

Few planned communities that cater to manufactured and modular homes throughout the country maintain a serious commitment to energy efficiency and green living. Hillcrest in Bullhead City, in cooperation with Hallmark-Southwest Corporation, a California based manufactured home builder, is taking great strides in updating new homes in the community and in making the common areas throughout the park operate near net-zero energy efficiency.