SITE FUNCTIONALITY

Basic Information regarding Site Functionality

The section is broken up into sub categories that contain information that would directly pertain to obtaining a manufactured home insurance quote as well as saving and retrieval of your quotes. Some of the information we request for an insurance quote will include contact information (name, address, phone number) and information regarding your mobilehome.

Eligibility

This section reviews specific information to determine mobilehome insurance product packages, availability and risk factors. As a customer, you will find some general underwriting questions that will help find the policy best suited for you.

Coverage

This section includes information related to insurance coverage for your manufactured home. A customer can select coverage ranging from dwelling coverage only to a more complete package protecting your home based on your needs.

Where to Send Quote?

Your online Mobile Home Insurance Quote can be sent to you via email and/or via phone call. As a customer you have the opportunity to select a time to speak with us that is best for you. Any additional comments you feel would assist in obtaining the quote can be added in the Memo section.

COVERAGE

Manufactured Home Insurance Professionals provide Specialized insurance coverage from major A+ rated Insurers.

DWELLING

“Dwelling” is the value of your home excluding the value of the land or, what the home is worth should you have a total Mobilehome Insurance loss. Values are given in the rating book of Manufactured Homes: Marshall Swift Boeckh.

PERSONAL PROPERTY

The belongings contained inside your home are covered under “Personal Property” Mobilehome Insurance. Typically, most insurance companies will package your coverage at 50% of the dwelling amount. However, most will allow you to add additional coverage if 50% is insufficient.

ADJACENT STRUCTURES

“Adjacent Structures” are any buildings that are not directly connected to your Manufactured Home. Storage sheds are an example of adjacent structures. Most insurance packages will offer coverage of up to 10% of the dwelling amount, but like personal property, can allow for additional coverage.

PERSONAL LIABILITY / MEDICAL PAYMENTS

This insurance option will cover injuries to people inside and around the Manufactured Home. Coverage can be as little as $25,000 and up to $100,000 or more. Medical payments are an addition that is automatically added to the personal liability where applicable.

REPLACEMENT COST

Be sure to inquire about replacement cost mobile home insurance coverage. Oftentimes this coverage will be available for a minimal cost and is a major difference in a claim payout when opposed to an Actual Cash Value policy that will pay out at the value of the home at the time of loss. The result could be a lower payout.

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