Insurance
 

Coverage

MH Insurance Professionals protects your mobile home...and much more.

Your individual needs may vary, but manufactured or mobile home insurance needs to insure more than just your home. You need a policy that covers your personal belongings and any unattached structures. Plus, you want the comfort of knowing that you have personal liability insurance protection. The MH Insurance Professionals can provide a policy that includes coverage for all these categories!

MH Insurance Professionals offers comprehensive coverage – standard

The companies that the MH Insurance Professionals represent provide policies that include comprehensive coverage that protects your investment in your home, property and other structures against a variety of accidental causes of physical damage. That means the property you insure is covered unless a peril (the event that causes damage) is listed as excluded in your policy. Some of the causes of loss that your manufactured or mobile home insurance policy protects you against are:

  • Fire
  • Vandalism
  • Landslide
  • Falling Objects
  • Explosion
  • Off Right-of-Way Collision
  • Attempted or Actual Burglary or Robbery
  • Water Damage from Bursting Pipes
  • Damage from Ink, Paint, Dye, Shoe and Nail Polish
  • Damage by Wild or Stray Animals
  • Collapse from the weight of ice and snow
  • Wind*
  • Hail*

* Manufactured and Mobile Home Insurance coverage may not be available in all areas.

You also get these important coverages – standard

What's more, the personal property you usually keep at your primary residence is covered under this comprehensive manufactured or mobile home policy, worldwide! Personal property coverage is subject to special limits and coverage exceptions.

Several optional coverages are available, too

These important optional coverages can be added to your manufactured or mobile home insurance policy if you have special insurance needs, or for extra peace of mind:

MH Insurance Professionals Policy Also Provides Important Liability Coverage
Of course, physical damage to your property isn't the only hazard of modern life. That's why our manufactured or mobile home insurance policies include liability coverage for physical injuries and property damage to others. We've all read newspaper headlines about juries awarding $10,000, $100,000, $1,000,000 or more in lawsuits involving neighbors and friends. Liability coverage is an important part of your manufactured or mobile home insurance policy package.

Liability Insurance Coverage applies when there is a claim or a lawsuit against you after someone is injured or their property is damaged because of your activities. It will pay up to your manufactured or mobile home insurance policy's liability limit for damages awarded for medical costs, lost income, pain and suffering if you are judged responsible for an injury. It also pays the cost to repair or replace damaged property with similar property. Liability coverage also covers your court costs.

Liability Insurance Coverage also includes Medical Payments to Others, which pays medical expenses up to the policy limit if a person who does not live in your manufactured or mobile home is injured while on your property or because of your activities. Examples of injuries resulting in a claim against this type of insurance coverage include injuries suffered when someone falls on your property or if your dog bites someone.

Allow us to customize the coverage to what you need
We feel it is important to be able to offer you a wide array of coverage; however, we will not sell you coverage you don't need. Give us a call today to discuss your specific manufactured or mobile home insurance needs.

Our Website contains general descriptions of the policies and coverage we provide. These explanations contain summaries of available manufactured or mobile home insurance coverage options. Coverage may vary by state, company, and policy. For a complete description of coverage, exclusions, conditions and limitations please refer to and read your insurance policy carefully.